Waterfront - New Construction
Address
285 Hugh Thomas Drive, Panama City, FL
Price
$ 599,000
Property Attributes
- MLS#794762
- TypeSingle Family
- Listing Status Pending
- CountyBay
- CityPanama City
- Area02 - Bay County - Central
- NeighborhoodCallaway
- Zip32404
- Style
- Year Built2024
- Taxes$ 5648
- Price$ 599,000
- Bedrooms4
- Full Bathrooms4
- Half Bathrooms1
- Sqr Footage2525
- Lot Size0.44 Acres
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
NOW PRICED BELOW APPRAISED VALUE! **Construction Complete** 1% lender credit with preferred lender to buy down rate or prepaids and closing costs! Discover your dream home located on Callaway Bayou just miles from the charm of Historic St. Andrews and downtown Panama City known for its quaint shops, dining & entertainment. This beautifully crafted NEW construction waterfront property, offers the perfect blend of modern living and tranquil waterfront beauty on nearly a half acre lot. NO HOA & NO FLOOD INSURANCE REQUIRED! Prime location near Tyndall AFB. Notable features include 2x6 construction, spray foam insulation, 5 ton HVAC, hurricane impact windows, and fortified roof.
| Elementary School | Middle School | High School |
|---|---|---|
| Callaway Elementary School | Rutherford Middle Middle School | Rutherford High School |
| Price History | |
|---|---|
| 8/29/2026 | Listed $599,000 |
General Features
| Sewer | Public Sewer |
|---|---|
| Utilities | Electricity Available |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| County | Bay |
| Property Type | Residential |
| HOA | false |
| Subdivision Name | Callaway |
| Status | Pending |
| Directions | From US-98/Emerald Coast Pkwy turn onto FL-22 E, turn right onto Hugh Thomas Dr., property will be on the right. |
| High School | Rutherford |
| City | Panama City |
| Zoning Description | Resid Single Family |
| MLS Area | 02 - Bay County - Central |
| Lot Size Units | Acres |
| Lot Size Square Feet | 19166 |
| Elementary School | Callaway |
| Tax Annual Amount | 5648.08 |
| Middle/Junior High School | Rutherford Middle |
| MLS Area Minor | 0202 - Bay - Central SE |
| Standard Status | Pending |
| Property Sub Type Additional | Single Family Residence |
| Occupancy Type | Vacant |
| Waterfront Features | Bayou |
| Year Built | 2024 |
| Heating | Central,Electric |
| Cooling | Central Air,Ceiling Fan(s) |
| Appliances | Electric Cooktop,Electric Water Heater |
| Patio/Porch Features | Covered,Patio |
| Construction Materials | Vinyl Siding |
| View | Bayou,Water |
| Attached Garage | false |
| Garage Y/N | true |
| Total Rooms | 6 |
| Full Baths | 4 |
| Garage Spaces | 3 |
| Architectural Style | Florida |
| Stories Count | 1 |
| Levels | One |
| Security Features | Smoke Detector(s) |
| New Construction | true |
| Roof | Shingle |
Interior Features
| Total Baths | 5 |
|---|---|
| Interior Amenities | Double Vanity,Main Level Primary,Separate Shower,Walk-In Closet(s) |
| Furnished Units | None |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Total Bedrooms | 4 |
| LivingAreaSource | Appraiser |
| Half Baths | 1 |
| Total Stories | 1 |
Exterior Features
| Lot Features | Sprinkler System,Paved |
|---|---|
| Lot Size Area | 0.44 |
| Lot Dimensions | 97 x 199 |
| Lot Size Acres | 0.44 |
| Building Area Total | 2525 |
| Waterfront Y/N | true |
| Foundation Details | Slab |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32404
Price
Taxes
Year Built
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
