Waterfront
Address
8013 Surf Drive B, Panama City Beach, FL
Price
$ 1,895,000
Property Attributes
- MLS#796914
- TypeSingle Family
- Listing Status Active
- CountyBay
- CityPanama City Beach
- Area03 - Bay County - Beach
- NeighborhoodSilver Sands Beach
- Zip32408
- Style
- Year Built2000
- Taxes$ 15809
- Price$ 1,895,000
- Bedrooms5
- Full Bathrooms5
- Half Bathrooms0
- Sqr Footage3076
- Lot Size0.09 Acres
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
The beach is the destination, but a home like this can make staying in just as appealing. A heated pool sits directly between the house and the Gulf, balconies open toward the water, and three levels give everyone room to gather, relax and retreat. Set directly on the sand on the quiet east end of Panama City Beach, this 5BR/5BA home is designed to make the most of its beachfront setting. The main level brings the Gulf into the heart of the home, with 10-ft ceilings, an open kitchen, dining and living area, and a covered patio overlooking the heated pool and water beyond. Crisp white finishes, shiplap walls and transom windows keep the interiors bright and relaxed, while the open layout creates an easy connection between the living spaces and the outdoors. The kitchen features upgraded cabinetry, Corian countertops, stainless steel appliances and an expansive 13-ft breakfast bar, giving everyone plenty of room for casual meals and conversation. Beyond the covered patio, the pool deck gives guests plenty of room to settle in between beach outings, while direct access to the sand makes going back and forth remarkably easy. An outdoor shower takes care of sandy feet and beach gear, making it easy to come in from the beach without tracking sand through the house. The five-bedroom layout is spread across three levels, giving families and groups plenty of space while maintaining comfortable separation between sleeping areas. The first floor includes a bedroom and full bath, along with the enclosed laundry area. Upstairs, the gulf-facing primary suite has private access to a 10x20-ft balcony, a large walk-in closet and a renovated bath with a spacious walk-in shower and distinctive tilework. Two additional bedrooms on this level each have their own ensuite bath. The third floor adds a fifth bedroom and full bath, along with a wet bar and another gulf-view balcony. The space offers flexibility as additional guest quarters, a media or game room, or a quieter retreat away from the main living areas. The home's updates extend beyond the interiors, with features selected to handle the demands of a beachfront location. A new air conditioning unit was installed in January 2026. Hardie board siding, a seamless metal roof, hurricane shutters and a weather-resistant exterior finish provide durability and added peace of mind. A two-car garage adds secure parking and plenty of storage for bikes, beach gear and everything that comes with spending time on the water. The east-end location keeps you away from the busier stretches of Panama City Beach while keeping St. Andrews State Park, marinas, golf, Pier Park, shopping, dining and area attractions within easy reach. Spend the day exploring, or stay close to home and let the beach, pool and Gulf views do the entertaining. For a buyer looking for a Panama City Beach vacation home that can be enjoyed personally and welcomed by short-term guests, this property brings together the features that matter: direct Gulf frontage, a private heated pool, five bedrooms, five full baths, multiple outdoor spaces and a location that makes the beach the center of the experience. Come see what makes this Gulf-front home such a compelling place to stay - and an even better one to own.
| Elementary School | Middle School | High School |
|---|---|---|
| Patronis Elementary School | Surfside Middle School | Arnold High School |
| Price History | |
|---|---|
| 10/23/2026 | Listed $1,895,000 |
General Features
| Sewer | Public Sewer |
|---|---|
| Utilities | Electricity Available |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Community Features | Short Term Rental Allowed |
| County | Bay |
| Property Type | Residential |
| HOA | false |
| Subdivision Name | Silver Sands Beach |
| Status | Active |
| Directions | Take Thomas Drive heading East toward the state park. Turn right on Chickasaw St., turn left and first house on the right. |
| High School | Arnold |
| City | Panama City Beach |
| MLS Area | 03 - Bay County - Beach |
| Lot Size Units | Acres |
| Lot Size Square Feet | 3746 |
| Elementary School | Patronis |
| Tax Annual Amount | 15809 |
| Middle/Junior High School | Surfside |
| MLS Area Minor | 0323 - Beach - South of Grand Lagoon |
| Standard Status | Active |
| Property Sub Type Additional | Single Family Residence |
| Occupancy Type | Tenant |
| Waterfront Features | Gulf |
| Year Built | 2000 |
| Heating | Central,Electric |
| Cooling | Central Air,Ceiling Fan(s) |
| Appliances | Electric Oven,Electric Range,Electric Water Heater |
| Patio/Porch Features | Balcony,Deck |
| View | Gulf,Water |
| Attached Garage | false |
| Garage Y/N | true |
| Total Rooms | 7 |
| Full Baths | 5 |
| Garage Spaces | 1 |
| Architectural Style | Coastal |
| Pool Features | Fenced,Electric Heat,In Ground,Private |
| Unit Number | B |
| New Construction | false |
Interior Features
| Total Baths | 5 |
|---|---|
| Interior Amenities | Balcony,Double Vanity,Jetted Tub,Separate Shower |
| Furnished Units | All Units |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Total Bedrooms | 5 |
| LivingAreaSource | Appraiser |
| Window Features | Double Pane Windows |
Exterior Features
| Lot Size Area | 0.09 |
|---|---|
| Lot Dimensions | 25.0 ft x 150.0 ft |
| Lot Size Acres | 0.09 |
| Building Area Total | 3076 |
| Waterfront Y/N | true |
| Exterior Amenities | Covered Patio |
| Private Pool | true |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32408
Price
Taxes
Year Built
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
